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Paying For Care
For many people, LASIK may be one of the most important decisions they'll ever make. Finances alone should not be an obstacle to obtaining the lifestyle that laser vision correction offers. Our goal is to make vision correction affordable for any budget.
There are several payment options for laser eye surgery:
No Interest Payment Plans
CareCredit and Chase Heath Advance let you begin your procedure immediately - then pay for it over time with low monthly payments that easily fit into your monthly budget.
CareCredit
CareCredit offers a No Interest and Extended Payment Plan for procedure fees from $1 to over $25,000.
No Interest - No money down
• 24 month plan option
• No interest if the balance is paid within the specified time period
• Low minimum monthly payments
Extended Payment Plans
• 48 month plan option
• For procedure fees from $1,000 to over $25,000
• 11.90% interest rate
• Monthly payments as low as $25 for a $1,000 balance
With CareCredit, you pay no up-front costs and there are no pre-payment penalties. Plus, CareCredit is a revolving credit line for additional treatment or add-on charges, without the need to re-apply. It only takes a few minutes to apply for CareCredit and you may receive an online decision in seconds!
Chase Health Advance
Chase Health Advance also is a flexible monthly payment option. It is specifically designed for refractive procedure financing with payments for LASIK as low as $100 per month.
• No money down
• No pre-payment penalty
• Interest-free plans available for 12, 18 and 24 months
To apply for financing, click on either links on the left.
Flexible Spending Accounts
Around 90 percent of employees work for companies who offer a Flexible Spending Account (FSA, Flex Account) to help lower net healthcare costs. FSAs allow you to use pre-taxed income on medical expenses including deductibles co-payments and medical expenses not normally covered by medical insurance like eyeglasses, refractive surgery, even aspirin and bandages. Using an FSA to pay for Laser Eye Surgery could save you significantly. Check with your benefits manager at work to find out if Flexible Spending Accounts or Health Spending Accounts are offered by your company.
FAQ about Flexible Spending Accounts.
Payment in Full
Payment is due on the day of your procedure and can be paid by cash, personal check, cashier's check or credit card (Mastercard, Visa, American Express or Discover).
Health Insurance
Insurance Discounts May Apply. Some plans may cover at least part of LASIK. Ask the insurance company or your employer what your plan covers. If the insurance covers LASIK, we accept most types of insurance including PPO, HMO and private insurance.
Tax Deduction Benefit
If you itemize your tax return, LASIK can be tax deductible. Check with your tax expert for details.
Fees are all-inclusive covering your initial consultation, comprehensive eye exam, LASIK measurements, your procedure and all post-operative care for up to one year.
Enhancement procedures (if needed) are provided at no charge for a period of one year following your initial treatment.
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